How soon can I get my payday loan cash?

If your application is approved by 5 pm EST you will receive the cash advance loan funds the following BUSINESS DAY. Please verify that you have submitted the correct bank routing number and checking account number. This will enable us to get the payday loan funds to you as quickly as possible.

What if I have poor credit or have filed bankruptcy?

If you have poor credit it will not affect the approval of your loan. However, if you have filed for bankruptcy within the past year or if you have filed multiple times, we will not be able to extend an advance to you.

What is the period of time the short term, payday loan is designed for?

Payday loans are intended to be used for quick cash in the case of a financial emergency. The loan period is most often 14 days long, but may be shorter in some cases.

How long does it take to get approved?

Depending on what time of day you apply and how quickly you complete the application process, you can be approved within minutes. However, keep in mind that we are open from 9 am to 6 pm EST Monday through Friday. Please take these hours into consideration when awaiting a response.

What happens when my loan is due?

You will be required to submit a payment request online at least 2 business days prior to your due date. Please see the "Payments" section of our FAQ page for more information regarding payment requests.

How does getting a payday loan work?

Applicants will begin the process by filling out and digitally signing our online application. Once submitted, we review your application and notify you either by phone or email regarding your status. If your fast cash loan is approved, you will receive the funds the next business day (as long as you are approved by 5 pm EST, Monday through Friday). All applicants will receive their status via email. Please pay close attention to all emails that you receive from us.

Do you perform a credit check?

We do not perform credit checks, however, we do verify your check writing/loan history with national databases.

What is a payday loan?

A payday loan advance is a small, short-term loan (typically up to $500) without a credit check that is intended to bridge the borrower's cashflow gap between payday.